Finally, a Warm Home Without the Guesswork.
Get independent expert help and transform your cold, draughty house into a cosy home.
Stop worrying if you’re making the right choice. Whether it’s insulation, heating, or just fixing draughts, you need a plan that actually works for your specific home. We provide the expert oversight you need, from early advice to the final install.
We serve Glasgow, Edinburgh and beyond.
300+
Co-op Members
1000+
Free Retrofit Guides Downloaded
4.4
Trustpilot Rating
Meet our customers
“I was persuaded that instead of entering a house that’s already completely climate-ready, we can take the house on the journey.”
Read how Loco Home advised and supported two energy professionals on their retrofit journey.
“Picking the right tradesperson for the job is crucial – that’s one of the best ways that Loco Home can help.”
Read how our members retrofitted their 1930s semi-detached chalet bungalow.
“Don’t just go straight to installers. Instead, go to an independent expert like Loco Home.”
Meet the Loco Home members who have transformed a cold, draughty house into a cosy home.
Ditch the jumpers and hot water bottles.
Heat your home for less.
Get the best tradespeople only an expert would know. Avoid green energy scams and bad installers.
Skip confusion and hours of research. Get the answers you’re looking for here.
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What makes us different?
Community owned
Co-operative
FAQs
Q: My house is cold, but I don’t know where to start. Do I need a specific service?
A: You’ve come to the right place! Our job is to help you investigate why your home is cold and how to fix it. Start with our Whole Home Plan. We visit your property, assess everything from your heating system to your insulation levels, and give you a clear, prioritised roadmap. You’ll find out exactly why your home is losing heat and the most cost-effective way to fix it.
Q. Do you serve my area?
We serve Scotland’s central belt. Glasgow, Newton Mearns, Clarkston, South Lanarkshire, Edinburgh, Bearsden, Leith, Leith Walk, Craigentinny/Duddingston, Portobello/Craigmillar, Almond, Drum Brae/Gyle, Corstorphine/Murrayfield, Forth, Inverleith, Southside/Newington, Morningside, Liberton/Gilmerton, Sighthill/Gorgie, Colinton/Fairmilehead, Fountainbridge/Craiglockhart, Pentland Hills, Biggar, Coatbridge, Irvine, Prestwick, Paisley, Cumbernauld, Milngavie, Kirkintilloch, Bishopbriggs, St Monans Crail, Anstruther, Pittenweem, St Andrews, Stirling, Helensburgh, Anstruther , Balgonie Castle , Balmerino Abbey , Culross Palace ,Dairsie Castle , Dalgety Bay, Kilmarnock, Troon, Ayr.
Q: Why should I pay for a plan when installers offer free quotes?
A: An installer’s goal is to sell you their product or service, whether it solves your actual problem or not. Our plan is 100% independent and unbiased. We don’t sell products. We work for you, identifying what your home actually needs so you don’t waste money on the wrong “improvements.” Want to learn more about retrofit? Subscribe to our newsletter and get our simple guide to retrofit straight to your inbox!
Q: I’m worried about hiring a “cowboy” builder / tradesperson. Can you help me find someone trusted for heat pumps and insulation?
A: Absolutely. This is the hardest part of any renovation, and we handle it for you. We have a network of vetted, quality-assured installers who we know and trust. We can get you quotes from them and even review those quotes to make sure they are fair and accurate.
Q. Do I need to get a heat pump as part of this service?
Absolutely not! At Loco Home we take all of your preferences into consideration–including if you are happy with your boiler and don’t want to make any changes to your heating system. Our survey can instead focus on the energy efficiency of your property so that you get the most out of your current heating system and thus lower your bills.
Q. I want to save money on bills and I do want to do my bit for the planet. But I don’t think I can afford a heat pump and I’m still a bit skeptical that it would work in my old house.
At Loco Home we understand that these are big decisions and we know that many of our customers usually come to us after quite a lot of independent research. We have assisted many homeowners install heat pumps in homes over 100 years old. We also can offer you the unique opportunity to visit people who have already installed a heat pump. You get the to meet a heat pump owner and to learn about their experiences. We want people who are curious to get a chance to see things for themselves and clear up common misconceptions. We are always here to answer budget questions and share the funding options available.
Q. Do you help with funding?
A. As retrofit experts, we are able to help you find any funding that’s available to you! As part of the service we’ll encourage you to apply for anything that we know you’re entitled to and explain the process. We will help you with any questions you may have about the entire funding process. Want to find out if you’re eligible? Fill out our funding form and we’ll let you know what you’re eligible for!
Q. I see one of your services start at £0. Is there catch?
A. No catch at all. Our referral service connects you with our trusted trader network. We get a small referral fee that pays for our time and expertise. At Loco Home we want to support our trusted traders that do great work.
Q. Why do traders give referral fees to Loco Home?
As a trader, finding customers requires time and money. At Loco Home, we’re passing on amazing customers who are confident in their next steps (thanks to our survey and report).
We only work with great installers who know that they offer a great service and outcome – so you can skip the worry of hiring a rogue trader!
Our trusted traders benefit from working with Loco Home customers as our customers tend to feel more informed and confident. We regularly get amazing feedback from our customers on works carried out and overall want to make the entire retrofit experience better for everyone.
Q. My renovation budget is really tight. I don’t know if getting a service from Loco Home is worth it!
At Loco Home, we believe that making a plan at the beginning will reduce mistakes and costly errors. Renovation (changing the look and function of the home) and retrofit (improving the energy efficiency of your home) should really go hand-in-hand. When you’re installing a new kitchen or bathroom, if your home is currently cold with mould and condensation problems, insulation, airtightness and ventilation are important factors to consider remedying.
It’s also worth noting that many of our customers are architects, engineers and professionals in adjacent fields. These homeowners who have considerable expertise recognise that Loco Home provides a fantastic service that provides peace of mind while also being great value!
When carrying out a full home renovation and retrofit, getting expert advice, a whole home plan and good, vetted installers will save you money, stress and time…regardless if this is your first renovation project or if you are an expert who wants a second opinion.
Q. Can I still contact Loco Home after I get my plan and my 1 hour debrief?
Yes! We are here for the whole journey, not just the beginning.
Q. Do heat pumps work in old homes?
Absolutely! We help with careful design planning and connect you to our vetted installer network. Check out our open homes or find webinars in our online members’ area. We have detailed webinars on all things retrofit where you can meet our members who are happy with their cosy Victorian homes that function perfectly with heat pumps!
Q. Do heat pumps work in tenements?
We have helped many people install heat pumps in ground floor tenements. Every tenement and flat is different and we’ve helped many people get off gas or at least decrease their energy consumption. Get in touch with us and enquire and we’ll let you know your options! If your tenement block wants to work together to decarbonise we also have a service for that!
Q. Does the price include VAT?
Yes all taxes are included in our prices.
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here to guide you
Taking steps to make your home more energy efficient – like installing insulation, solar PV or a heat pump – can feel overwhelming. That’s why Loco Home’s independent experts guide you through the process and provide the support you need – all in one place.
From whole home assessments and funding checks to giving you a tailored, costed plan and connecting you with vetted, quality-assured installers, we help you retrofit confidently and affordably.
people First
Loco Home is a not-for-profit co-op of over 300 members who care about housing standards, community wealth building and the climate change crisis.
We reinvest in our services and do retrofit with you, not to you.
Membership benefits include online and in-person spaces to learn from other households like yours.
value for the long term
Retrofitting with Loco Home is a smart investment.
Choosing Loco Home means more than just a one-time upgrade — it’s a long-term step toward a warmer, more efficient home.
We understand cost matters – but by improving insulation, ventilation, and heating, you’ll cut energy bills, protect against rising fuel costs and increase your home’s appeal to future buyers.
Climate change isn’t coming — it’s already here.
Climate change threatens our buildings, including those with heritage value. Stronger winds and intense rain make proper maintenance more important than ever.
Wetter winters, wilder storms, and hotter summers make home comfort harder. These issues will worsen until we stop burning oil, coal, and gas.
Useful pages
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How to Retrofit Your Glasgow Home: A Guide to Lower Bills and Net-Zero Living
Glasgow is at a turning point. With a goal to reach Net-Zero by 2030, our city’s iconic but drafty sandstone tenements and gas-heated homes need a massive upgrade. Currently, 82% of Glasgow homes rely on gas, and 35% of our neighbors are facing fuel poverty. The Glasgow Housing Retrofit Position Statement (2025) highlights a clear…
Keeping the Heat in: A Realist's Guide to Lowering Scottish Energy Bills
Let’s be honest. Living in Scotland means we’re often fighting a losing battle against the weather. We have some of the least efficient housing in Europe, and when you combine 100-year-old stone walls with a damp, freezing winter, your heating bill starts to look like a phone number (or you are under-heating your home and…
Inspired by Guy Martin's home without bills?
If you’ve watched Guy Martin’s Home Without Bills on Channel 4 on Monday evening, you’ll have witnessed how an existing home can be transformed and made more efficient. If you’re based in Scotland and thinking about making your home more efficient, Loco Home Retrofit is a great place to start! Hear from our Founder, Chris…
ScotGov shouldn't Be Waiting for Westminster to take action on cold homes
Chris Carus, Managing Director, Loco Home Retrofit CIC January has seen householders across Scotland digging themselves out of snowdrifts. While layering up against the chill, I’m been waiting for the imminent release of Westminster’s Warm Homes Plan. This plan which will show how they will make homes warmer across Britain. Most of it will apply to England…
How To Heat your Home Efficiently: The Ultimate Guide To Lowering Bills
There are many factors that affect how much it costs to heat a home. We explain some of the best ways to be comfortable and save money based on our experience with hundreds of customers and input from our 300 members. We’ve split this guide into two sections. First, we’ll cover how to make heat…
Moving Beyond "Fabric First": A Pragmatic Approach to Scottish Decarbonisation
At Loco Home, we believe that accelerating decarbonisation requires not just technical expertise, but the courage to challenge established industry norms when they no longer serve the urgency of the climate crisis. Recently, Loco Home’s Supply Chain Manager, Angus Brodnax, returned to his alma mater, the renowned Centre for Alternative Technology (CAT) in Wales. A…