The loco home Guide to Loft Insulation
Did you know that an uninsulated home loses a quarter of its heat straight through the roof? In the midst of rising energy costs, it’s an easy win.
Loft insulation is one of the easiest, cheapest, and most effective ways to slash your energy bills and make your home significantly toastier. Hear from some of our co-op members and customer about the importance of ins
How Loco Home Retrofit CIC Can Help
Navigating the world of retrofitting can feel overwhelming, but you don’t have to do it alone. Loco Home Retrofit CIC is a community-led co-operative dedicated to helping homeowners in Glasgow and beyond make their homes warmer and greener.
Through our Whole Home Plan service, we provide a streamlined, expert-led pathway to improving your home’s efficiency:
Whole-Home Thinking: Insulation is just one part of the puzzle. We look at your home as a complete system to ensure that when you insulate, you also maintain healthy ventilation and air quality.
Expert Advice: We help you decide whether a “warm” or “cold” loft is right for your specific property.
Vetted Professionals: We connect you with trusted, high-quality installers so you can avoid the “cowboy” contractors.
Grant Navigation: We can help you understand the funding landscape, including how to access Home Energy Scotland grants which can cover up to 75% of the cost (up to £1,500).

fund retrofit changes that save the planet
Climate change is already a threat to our buildings, many of which have significant heritage value. Stronger winds and more intense wind-driven rainfall make proper maintenance more important than ever. Weather extremes such as the 2018 heat wave and the -10C cold snap in February 2021 make home comfort harder to achieve. These problems will continue to get worse until we stop burning oil, coal and gas.
Scotland’s international commitments to achieving net zero carbon emissions demand a revolution in almost every part of our lives. Decarbonising the ways in which we heat our homes is one the hardest parts of this challenge. The lowest overall cost to taxpayer, bill payer and ‘home maintainer’ will come from a mixture of investments in both energy efficiency and renewables.

How Loco Home Helps
Loco Home is here to make the process simple. We’ll:
Assess your home’s energy performance, create a whole-home retrofit plan and connect you with trusted, PAS 2035-compliant installers.
We’re here to help you apply for available funding and track the progress
Our goal is to help you make your home warmer, greener, and cheaper to run — without the stress.
As a social enterprise applying community wealth building principles we support accelerated decarbonisation. We provide services to homeowners who want to get the best return on their investments in their properties: addressing comfort, maintenance and carbon together.

What Is Retrofit?
Retrofitting—the process of upgrading an existing building to improve how they feel and improving energy performance. When we talk about home retrofit, we mean fitting new energy efficiency measures and technology into your home, such as additional insulation, underfloor heating or a heat pump. This is to achieve better energy efficiency – which means lower…

How to Retrofit Your Glasgow Home: A Guide to Lower Bills and Net-Zero Living
Glasgow is at a turning point. With a goal to reach Net-Zero by 2030, our city’s iconic but drafty sandstone tenements and gas-heated homes need a massive upgrade. Currently, 82% of Glasgow homes rely on gas, and 35% of our neighbors are facing fuel poverty. The Glasgow Housing Retrofit Position Statement (2025) highlights a clear…

Keeping the Heat in: A Realist's Guide to Lowering Scottish Energy Bills
Let’s be honest. Living in Scotland means we’re often fighting a losing battle against the weather. We have some of the least efficient housing in Europe, and when you combine 100-year-old stone walls with a damp, freezing winter, your heating bill starts to look like a phone number (or you are under-heating your home and…

Inspired by Guy Martin's home without bills?
If you’ve watched Guy Martin’s Home Without Bills on Channel 4 on Monday evening, you’ll have witnessed how an existing home can be transformed and made more efficient. If you’re based in Scotland and thinking about making your home more efficient, Loco Home Retrofit is a great place to start! Hear from our Founder, Chris…

ScotGov shouldn't Be Waiting for Westminster to take action on cold homes
Chris Carus, Managing Director, Loco Home Retrofit CIC January has seen householders across Scotland digging themselves out of snowdrifts. While layering up against the chill, I’m been waiting for the imminent release of Westminster’s Warm Homes Plan. This plan which will show how they will make homes warmer across Britain. Most of it will apply to England…

How To Heat your Home Efficiently: The Ultimate Guide To Lowering Bills
There are many factors that affect how much it costs to heat a home. We explain some of the best ways to be comfortable and save money based on our experience with hundreds of customers and input from our 300 members. We’ve split this guide into two sections. First, we’ll cover how to make heat…
